Why "MUTUAL FUND SAHI HAY"?
Why should you invest in mutual funds?
Why not, especially if you are new to the stock market?
Today we are going to discuss all those things that help you to find the best mutual fund and I will also tell you a secret rule that you will find nowhere else.
Let's first understand why not invest in the stock market. If you are a beginner, then you know it is very volatile and if you do not invest properly, you will not achieve your goal, which will be bad for you.
If you understand the market, then you can invest in the stock market directly. You understand the market, but you can not analyze it every week or every month. Then you need an experienced person who can handle those things. The stock market is for a long-term goal. If you have a goal, then stock must be a risky place for the goal because it is not about investing; it is all about managing your risk and understanding the valuation at the right time. It is difficult for the average person to comprehend these concepts and remain focused on the long-term goal. You have to learn different things before being profitable in the stock market and must know the profit booking rules to get the reward in the stock market.
If you invest in an equity mutual fund, then there is a fund manager appointed to manage your money. Fund managers who have the knowledge, degree, and experience in the field can manage the funds according to the risk involved in that fund. Their goal is simple; they have to perform more than the index performs in a year.
Mutual fund
1. Equity FUND
2. Debt FUND
3. Hybrid FUND
4. Goal-based fund
1. Equity FUND
This type of fund is invested in shares. This fund is known as an equity mutual fund. These funds are managed by an experienced fund manager. It generally gives a 15% average annual growth.
2. Debt FUND
In this, the fund manager invests in government securities and bonds. This fund is less risky than equity, so the return is also lower.
3. The Hybrid FUND
This fund is a mixture of debt and equity. This fund also gives an annual return of approximately 8% annually.
4. Goal-based fund
According to your goal, a mutual fund has many funds you have to choose from according to your future goal.
You may want to know where to invest in SIP, but before that, let's learn more about equity mutual funds.
equity mutual fund. There are many funds.
1. large-cap
2. multi-cap
3. Flexicap
4.mid cap
5. small-cap
6. international fund
7. index fund
What is a large-cap fund?
These types of funds consist of a good company whose market valuation is more than twenty thousand core. A fund manager buys these types of stocks and manages them according to their experience.
The top 10 large-cap funds
1. ICICI Prudential Bluechip Growth Fund
2. ICICI Prudential Bluechip Fund Institutional Option-I Growth
3. Aditya Birla Sun Life Frontline Equity Fund (Trigger Facility)-Growth
4. Aditya Birla Sun Life Frontline Equity Fund Growth
5. Franklin India Bluechip Fund Growth
6. Kotak Bluechip Growth
7. Mirae Asset Large Cap Fund Regular Growth
8. DSP Top 100 Equity Fund Regular Plan-Growth.
9. UTI Master Share Unit Regular Plan-Growth.
10. HDFC Top 100 Fund Growth
2. multi-cap funds
When a fund is a mixture of large-cap stocks, mid-cap stocks, and small-cap stocks, it is called a multi-cap fund. The fund manager manages the fund and its positions.
The top 10 multi-cap funds
- Nippon Ind Multi Cap Reg
- SBI Multicap Dir
- ICICI Pru Multicap Dir
- Axis Multicap Fund Dir
- HDFC Multi-Cap Dir
- Kotak Multicap Dir
- ABSL Multi-Cap Dir
- Quant Active Dir
- Invesco Ind Multicap Dir
- Sundaram Multi Cap Dir
3. Flexicap
Flexi means flexibility to choose funds in any of these segments: small-cap, mid-cap, or large-cap stocks according to the growth potential. The fund manager can choose any stock according to the growth story.
Top 10 Flexicap funds
1.Canara Robeco Flexi Cap Dir
2. IIFL Focused Eqt Dir
3. Mirae Asset Focused Dir
4.Parag Parikh Flexi Cap Dir
5.PGIM Ind Flexi Cap Dir
6. Axis Flexi Cap Dir
7. Axis Focused 25 Dir
8. HDFC Retrmnt Svngs Eqt Dir
9. ICICI Pru Retrmnt Pure Eqt Dir
10. IDBI Flexi Cap Dir
4. mid-cap fund
This fund is dedicated to a fund manager for investment in mid-cap stocks. There, the investment must be in mid-cap stock, which is known as a mid-cap fund.
Mid-cap stocks mean a stock has a market capitalization of 2 billion to 10 billion, which is known as mid-cap stocks. The fund manager has to find the best mid-cap stocks that give the best investment return.
top 10 mid-cap fund
1. PGIM Ind Midcap Opp Dir
2. Quant Mid Cap Dir
3. Baroda BNP Paribas Midcap Dir
4. Edelweiss Mid Cap Dir
5. Invesco Ind Midcap Dir
6. Kotak Emerging Eqt Dir
7. Mahindra Mnulife Mid Cap Unnati Yjn Dir
8. Nippon Ind Growth Dir
9. DSP Midcap Dir
10. HDFC Mid-Cap Opportunities Dir
5. small-cap fund
A stock that has a market capitalization of 300 million to 1 billion is known as a small-cap stock. The fund in which the investment is the focused investment in a small-cap fund is known as a small-cap fund. Historical data shows a small-cap fund gives more return than a large-cap fund but is much riskier than a large-cap fund.
The Top ten small-cap funds
1. Axis Small Cap Dir
2. BOI AXA Small Cap Dir
3.Canara Robeco Small Cap Dir
4.Edelweiss Small Cap Dir
5. Kotak Small Cap Dir
6.Nippon Ind Small Cap Dir
7. SBI Small Cap Dir
8. DSP Small Cap Dir
9. HDFC Small Cap Dir.
10. ICICI Pru Smallcap Dir
6. international fund
A fund where money is invested in stocks outside of your country is known as an international fund. People who are interested in global growth stories generally invest in these funds where they invest in global ideals, but fund managers do all the necessary work for them and give growth to their customers.
TOP 10 international fund
1. Motilal Oswal Nasdaq 100 FOF Dir
2. Franklin Ind Feeder Franklin US Opp Dir
3. Motilal Oswal S&P 500 Index Fund Dir
4.ICICI Pru US Bluechip Eqt Dir
5.Edelweiss Grtr China Eqt Off-shore Dir
6.Edelweiss US Technology Equity FoF Dir
7. Axis Global Innovation FoF Dir
8. PGIM Ind Global Eqt Opp Dir
9. Axis Global Eqt Alpha FoF Dir
10. Kotak Global Innovation FoF Dir
7.Index fund
The fund manager has a small role in this case because they only follow the index of either Nifty 50 or Sensex stocks and must manage the fund accordingly. This is why this fund has a low expense ratio compared to other funds.
index fund list, click here.
Everyone tells you to invest in a mutual fund, but no one tells you when or how to be profitable in the market. For that, you have to follow a simple but effective rule.
You always start your investment with a sip, and whenever your profit rises to 11%, you must book a profit and increase your sip to 5% and enjoy 10% of your profit for your spending or for your growth.
In this way, you can be profitable and enjoy your wealth.
Thank you so much for your time.
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